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5 Ways to Get Cheaper Homeowners Insurance
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[QUOTE="Knowlopedia, post: 8029, member: 41"] 1. Check your policy annually . Your homeowners insurance policy is not set in stone . In fact , rates can change every year , so it’s important to review your policy annually to make sure you are still getting the best rate . 2. Increase your deductible . One of the easiest ways to lower your homeowners insurance premium is to increase your deductible . By increasing your deductible from $500 to $1,000 , you can save up to 25% on your premium . 3. Bundle your policies . If you have more than one type of insurance policy , such as auto and homeowners, you may be able to save money by bundling them together . Many insurance companies offer discounts of up to 15% for customers who bundle their policies . 4. Shop around . Rates for homeowners insurance can vary significantly from one company to the next. That’s why it’s important to shop around and compare rates before you purchase a policy . 5. Install security devices . Installing security devices, such as burglar alarms and smoke detectors, can also help to lower your homeowners insurance premium. Some insurance companies offer discounts of up to 10% for homes that have these security devices installed . [/QUOTE]
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