When choosing a car insurance plan for a college student, it is important to find a policy that meets all of their needs. A college student doesn't have to be a named driver on the policy, live on campus for more than a month during the school year, or have access to a car covered by the policy. However, parents should consider how much driving their college student will do on a regular basis. They should also consider whether the policy covers the area near the campus.
Allstate
With nearly 12,000 exclusive agencies nationwide, Allstate offers good mobile app experiences, as well as in-person help in case of an accident. However, premiums can be expensive, and students are often forced to make a balance between cost and service quality. Fortunately, Allstate offers a variety of car insurance for college students options that are affordable and high-quality. Read on to learn more about the various policies and discounts available through Allstate.
The first step is to determine if your college student needs car insurance. Some of the questions you should ask yourself include: Does your child plan to drive on campus? What are the coverage limits? Does the student plan cover theft and damage to their car? You should also check into the crime rate in the area of the campus.
Esurance
If you're a college student looking for car insurance, you may qualify for a discount from Esurance. This discount can save you anywhere from five to thirty percent on your monthly premium. To qualify, you need to be a full-time student and younger than 25 years old. You also need to maintain a "B" grade point average or higher. You can keep this discount for up to a year.
As a college student, you should review your auto insurance carrier and make sure that it offers the kind of coverage you need. Most companies offer general discounts, but you should look for specific discounts for students. These discounts may be based on factors such as your GPA, being under 25 years old, and having no at-fault accidents. You should also look for company ratings. It's a good idea to check on the company's financial stability, and its J.D. Power rating can let you know if they've satisfied customers.
USAA
If you're a college student and looking for affordable car insurance, USAA might be the best choice. They offer a good student discount, which is a great way to keep costs down. To qualify, you must be under the age of 25 and a full-time student. Additionally, you must maintain a grade point average of at least 3.0. However, if you're younger than that, you can still get the student discount through your parent's auto insurance.
Most college students don't drive to school, but they need a vehicle at some point. Make sure you research the area and campus before applying for car insurance. Many insurance companies study traffic and crime rates in the area to determine what rates you'll need. You may also want to consider security and collision coverage.
Metromile
Allstate Metromile offers cheap car insurance for college students, but the company is not available in all states. This type of coverage is designed for drivers with low or moderate mileage and is also available for veterans. You will need to have a car that was manufactured after 1996. Metromile also offers discounts for multiple vehicles.
The company's rating system allows drivers to compare different companies' premiums. This can save students $500 or more per year if they drive less than 5,000 miles per year. The monthly premium is made up of a base cost plus a per-mile fee. However, if you drive less than 12,000 miles a year, you'll save up to $611 a year with Metromile.
Allstate
With nearly 12,000 exclusive agencies nationwide, Allstate offers good mobile app experiences, as well as in-person help in case of an accident. However, premiums can be expensive, and students are often forced to make a balance between cost and service quality. Fortunately, Allstate offers a variety of car insurance for college students options that are affordable and high-quality. Read on to learn more about the various policies and discounts available through Allstate.
The first step is to determine if your college student needs car insurance. Some of the questions you should ask yourself include: Does your child plan to drive on campus? What are the coverage limits? Does the student plan cover theft and damage to their car? You should also check into the crime rate in the area of the campus.
Esurance
If you're a college student looking for car insurance, you may qualify for a discount from Esurance. This discount can save you anywhere from five to thirty percent on your monthly premium. To qualify, you need to be a full-time student and younger than 25 years old. You also need to maintain a "B" grade point average or higher. You can keep this discount for up to a year.
As a college student, you should review your auto insurance carrier and make sure that it offers the kind of coverage you need. Most companies offer general discounts, but you should look for specific discounts for students. These discounts may be based on factors such as your GPA, being under 25 years old, and having no at-fault accidents. You should also look for company ratings. It's a good idea to check on the company's financial stability, and its J.D. Power rating can let you know if they've satisfied customers.
USAA
If you're a college student and looking for affordable car insurance, USAA might be the best choice. They offer a good student discount, which is a great way to keep costs down. To qualify, you must be under the age of 25 and a full-time student. Additionally, you must maintain a grade point average of at least 3.0. However, if you're younger than that, you can still get the student discount through your parent's auto insurance.
Most college students don't drive to school, but they need a vehicle at some point. Make sure you research the area and campus before applying for car insurance. Many insurance companies study traffic and crime rates in the area to determine what rates you'll need. You may also want to consider security and collision coverage.
Metromile
Allstate Metromile offers cheap car insurance for college students, but the company is not available in all states. This type of coverage is designed for drivers with low or moderate mileage and is also available for veterans. You will need to have a car that was manufactured after 1996. Metromile also offers discounts for multiple vehicles.
The company's rating system allows drivers to compare different companies' premiums. This can save students $500 or more per year if they drive less than 5,000 miles per year. The monthly premium is made up of a base cost plus a per-mile fee. However, if you drive less than 12,000 miles a year, you'll save up to $611 a year with Metromile.
