Auto Insurance Deductible

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In the United States, drivers must have car insurance coverage. If you drive a car, motorcycle or other vehicle, you need insurance. Car insurance helps pay for damages done to cars by accidents. homeowners also need car insurance for their homes. Your car insurance pays for your damages and costs if you're involved in an accident.

First, drivers must register their vehicles with their state's DMV. Next, they must get a driver's license from the state they're living in. After that, most states require you to have auto insurance on your vehicles. Auto insurance is usually affordable and you can apply for a quote online. Car insurance costs vary based on your car, location, and personal information.

There are a few different types of deductibles, but the most common is the personal injury protection (PIP) deductible. This is the deductible that you pay before your insurance company starts to pay for damages that you cause to others in a car accident.

The PIP deductible is usually $500, but it can vary depending on the state. You are not required to have a PIP deductible if you are using your own car, but most people do because it is a lot cheaper to pay the deductible than to pay for insurance.
 
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