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Personal finance apps
How to use personal finance apps to pay off debt
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[QUOTE="Learners Quest, post: 9247, member: 250"] If you're like most people, you probably have some debt that you'd like to pay off. But with so many other expenses to worry about, it can be tough to stay on top of your payments. Luckily, there are a number of personal finance apps that can help you stay on track and pay off your debt. One of the most popular personal finance apps is Mint. Mint can help you track your spending, set up a budget, and see where you can cut back in order to make extra payments on your debt. Mint is free to use, and it's available for iPhone and Android. Another great option is You Need a Budget, or YNAB. This app is a bit more comprehensive than Mint, and it costs $5 per month. But it can be well worth the price if you're serious about getting out of debt. With YNAB, you can create a "zero-based budget," which means that your income minus your expenses should equal zero. This can help you make sure that every dollar you earn is accounted for, and that you're not overspending. Finally, there's Debt Tracker Pro. This app costs $4.99, but it can be a great tool for helping you stay on top of your debt. Debt Tracker Pro lets you see all of your debts in one place, so you can easily see how much you owe and make a plan to pay it off. No matter which personal finance app you choose, make sure to set up a budget and stick to it. With a little help from your smartphone, you can get out of debt and start saving for your future. [/QUOTE]
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