Getting a Citi Simplexity account is an easy way to save money on credit card fees. There are no annual fees, and you will not pay a foreign transaction fee when using the card in a foreign country. However, there are several things to keep in mind before applying for the account.
Applicant process
Unlike other banks, Citibank does not have a waiting list for their credit cards, which means you can get one within the week. As a bonus, you may even get a sign up bonus. If you are interested in a credit card, you may want to consider a Citi Simplicity card. The card comes with no annual fee, no late fees and no penalties for foreign transactions.
The Citi Simplicity (r) card is a no frills card, but that's not to say it's a bad deal. The card offers some great perks, including a mobile app that lets you control your card on the go. The card also has a low APR, making it a great credit card for students and the low-income set.
The Citi Simplicity (r) card is a no frills card, but that's not to say it's a bad deal. The card offers some great perks, including a mobile app that lets you control your card on the go. The card also has a low APR, making it a great credit card for students and the low-income set.
No annual fee
Whether you're paying off your balance or making your first purchase, the Citi Simplicity credit card is a good choice. With a 5% balance transfer fee and no annual fee, you may be able to save money over time. The card is also chip-enabled, meaning you can tap it on your payment reader or use your phone's pay app to make a purchase. You can also set up your own bill pay schedule and take advantage of 24-hour customer service.
Citi Simplicity(r) Card offers a 0% interest introductory period for new purchases for the first 12 months. You can also take advantage of a 0% interest offer on balance transfers for the first 21 months. You can also save on penalties and interest when you use the card.
Citi Simplicity(r) Card offers a 0% interest introductory period for new purchases for the first 12 months. You can also take advantage of a 0% interest offer on balance transfers for the first 21 months. You can also save on penalties and interest when you use the card.
No rewards rate
Generally speaking, a Citi Simplicity credit card is a good choice for people who want a credit card that is easy to get, provides a great introductory interest rate, and doesn't charge a foreign transaction fee. It's also a good choice for those looking to transfer a high-interest balance from another card. However, it's not for everyone. It may not be the best option for people who have trouble building a credit history, or who value rewards or promotional rates.
The Citi Simplicity credit card requires a high credit score to qualify. If you have good credit, it's easier to get the card. Having good credit will also ensure that you'll be able to take advantage of the long introductory 0% APR promotions offered by the card. Depending on the card, the promotion period ranges from 12 months to 21 months.
The Citi Simplicity credit card requires a high credit score to qualify. If you have good credit, it's easier to get the card. Having good credit will also ensure that you'll be able to take advantage of the long introductory 0% APR promotions offered by the card. Depending on the card, the promotion period ranges from 12 months to 21 months.
ATM fees abroad
Several Citibank debit and credit cards do not charge foreign transaction fees. However, the bank does charge a foreign currency markup fee. Depending on the type of card, the fee can be a few cents or a few percent of the purchase.
Citibank credit card customers may be able to get a refund for foreign transaction fees. However, this is not a guarantee. It's important to check with your card issuer before traveling abroad. It's also a good idea to have a backup card in case of loss or theft.
Most credit card issuers charge a foreign transaction fee for purchases made outside the U.S. The fee may be added to online payments, cash advances, and hotel bookings made abroad.
Many consumers question if Citibank foreign transaction fees apply to online purchases made from the U.S. Most top travel credit cards don't charge foreign transaction fees, though. If you're unsure, call the customer service number on your card and they can answer your questions. They also can help you with more complicated issues.
Citibank credit card customers may be able to get a refund for foreign transaction fees. However, this is not a guarantee. It's important to check with your card issuer before traveling abroad. It's also a good idea to have a backup card in case of loss or theft.
Most credit card issuers charge a foreign transaction fee for purchases made outside the U.S. The fee may be added to online payments, cash advances, and hotel bookings made abroad.
Many consumers question if Citibank foreign transaction fees apply to online purchases made from the U.S. Most top travel credit cards don't charge foreign transaction fees, though. If you're unsure, call the customer service number on your card and they can answer your questions. They also can help you with more complicated issues.
Other Citi products with no foreign transaction fee
Using a credit card to pay for travel and other expenses is a smart way to get the most for your money. But you'll want to be sure you're using a card that doesn't charge foreign transaction fees.
You can find a number of Citi credit cards that don't charge foreign transaction fees. These cards are ideal for travelers who make purchases abroad. They offer travel rewards and access to Citibank's foreign ATM network. You can find a variety of cards to suit your travel needs, including those for airline purchases, restaurant purchases, and retail purchases.
For example, the Citi Premier card has no foreign transaction fees. It also offers 80,000 points if you spend $4000 in the first three months. If you're looking for an even better deal, consider the Citi Double Cash Card. It has an 18 month BT offer.
For example, the Citi Premier card has no foreign transaction fees. It also offers 80,000 points if you spend $4000 in the first three months. If you're looking for an even better deal, consider the Citi Double Cash Card. It has an 18 month BT offer.
