Depending on what you're spending with your Citi custom cash card, you could end up paying a foreign transaction fee. There are also balance transfer fees that you need to be aware of. There are also travel rewards that you can earn with this card. You can even convert your points to miles and redeem them at airline and hotel transfer partners.
Earn 5% on your top spending category
Unlike other 5% cash back cards, Citi Custom Cash(sm) Card automatically adjusts to your spending needs. It applies 5% back to the top eligible spending category each billing cycle. It also has a spending cap of $500 each billing cycle. This makes Citi Custom Cash(sm) Card a good option for people looking for an outsized earnings boost. It also offers a flexible rewards structure that allows cardholders to earn high rewards in categories that they aren't typically covered by other cards.
With other 5% cash back cards, you have to activate each bonus category. This makes it difficult to monitor your spending habits. You also need to remember to activate each category each quarter.Citi Custom Cash offers a 5% rewards bonus on only the top spend category, but you have a spending cap of $500 per billing cycle. This can make it difficult to earn rewards for varying spending habits.
Earn unlimited 1% on all other purchases
Whether you're looking to earn cash back on your everyday purchases or make a large purchase, the Citi Custom Cash(sm) card may be the best option for you. It offers a generous welcome offer and flexible cash back rewards.
You can earn a 5% bonus on the first $500 of purchases made each month. This is the highest cash back bonus you can get with a credit card. You can also earn an unlimited 1% cash back on all other purchases.
You can redeem your points for gift cards, travel, or merchandise through Shop With Points. You can also use your points to pay down your loan, or donate to charity. You can also use your points for Citi-branded merchandise.
You can also earn ThankYou points from purchases made with your Citi card. You can transfer these points to select airline partners.
You can earn a 5% bonus on the first $500 of purchases made each month. This is the highest cash back bonus you can get with a credit card. You can also earn an unlimited 1% cash back on all other purchases.
You can redeem your points for gift cards, travel, or merchandise through Shop With Points. You can also use your points to pay down your loan, or donate to charity. You can also use your points for Citi-branded merchandise.
You can also earn ThankYou points from purchases made with your Citi card. You can transfer these points to select airline partners.
Convert your points into miles with Citi's hotel and airline transfer partners
Whether you are looking for a flight, a hotel stay or a shopping spree, you can take advantage of Citi's hotel and airline transfer partners to get the most value out of your Citi ThankYou points. However, it's important to understand how these partners work and what you can do with them.
For example, you can transfer your ThankYou points to JetBlue TrueBlue and Emirates Skywards at a ratio of 1:3. You can also transfer your points to Shop Your Way, which is a partner that can be used to purchase merchandise from Sears.
The Aeromexico Club Premier offers a free stay at a hotel or free flights to Mexico, but is not as good as other Citi transfer partners. However, you can purchase tickets for domestic destinations in the U.S. for 40,000 Premier Points.
For example, you can transfer your ThankYou points to JetBlue TrueBlue and Emirates Skywards at a ratio of 1:3. You can also transfer your points to Shop Your Way, which is a partner that can be used to purchase merchandise from Sears.
The Aeromexico Club Premier offers a free stay at a hotel or free flights to Mexico, but is not as good as other Citi transfer partners. However, you can purchase tickets for domestic destinations in the U.S. for 40,000 Premier Points.
Pay a high balance transfer fee
Using a balance transfer credit card is a great way to save on interest charges. You can choose from a variety of different types, including reward cards and flat-rate cash back cards. However, you should pay attention to the APR and the amount of money you will be transferring. These types of cards are typically available to consumers with good to excellent credit.
You will need to provide your credit card issuer with details of your account and the amount you want to transfer. Then, you can either call or fill out the online form to get started. It's important to note that this may take two to 21 days.
You may also want to look into a card that has a spend-based welcome bonus. For example, the Citi Diamond Preferred credit card offers a 0% APR on purchases for the first 18 months of account opening. It also features 24 hour fraud protection and lost wallet service.
You will need to provide your credit card issuer with details of your account and the amount you want to transfer. Then, you can either call or fill out the online form to get started. It's important to note that this may take two to 21 days.
You may also want to look into a card that has a spend-based welcome bonus. For example, the Citi Diamond Preferred credit card offers a 0% APR on purchases for the first 18 months of account opening. It also features 24 hour fraud protection and lost wallet service.
Compare to other cashback cards
Choosing a cashback credit card can be a daunting task. There are many cards on the market with different spending categories. They offer different amounts of cash back, and some cards have rotating bonus categories. You may need to take extra steps to maximize your rewards.
If you're looking for a card that offers a unique rewards program, you should consider the Citi Custom Cash Card. The card earns 5% on purchases in a top eligible spending category each month. It also offers a bonus of 1 percent cash back after spending $500 in the top category.
You can redeem these points for cash back, gift cards, statement credits, or travel. You can also transfer them to Citi's transfer partners, such as JetBlue Airways or Emirates. The points keep their value as long as you redeem them.
If you're looking for a card that offers a unique rewards program, you should consider the Citi Custom Cash Card. The card earns 5% on purchases in a top eligible spending category each month. It also offers a bonus of 1 percent cash back after spending $500 in the top category.
You can redeem these points for cash back, gift cards, statement credits, or travel. You can also transfer them to Citi's transfer partners, such as JetBlue Airways or Emirates. The points keep their value as long as you redeem them.
